:root{
  --navy:#12263f;
  --navy-2:#18385d;
  --blue:#2a5d8f;
  --gold:#c9a24a;
  --gold-soft:#efe1b5;
  --charcoal:#1f2937;
  --muted:#5f6f82;
  --line:#dde5ee;
  --panel:#f6f8fb;
  --panel-2:#eef3f8;
  --white:#ffffff;
  --shadow:0 18px 44px rgba(18,38,63,.08);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;color:var(--charcoal);background:#fff;line-height:1.65}
h1,h2,h3,h4{font-family:Georgia,'Times New Roman',serif}
a{color:var(--blue);text-decoration:none}
a:hover{text-decoration:underline}
img{max-width:100%;display:block}
.container{max-width:1160px;margin:0 auto;padding:0 24px}
/* Header styles moved to improved section below */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:13px 20px;border-radius:12px;font-weight:800;text-decoration:none;border:0;cursor:pointer;transition:.18s ease}
.btn:hover{transform:translateY(-1px);text-decoration:none}
.btn-primary{background:var(--gold);color:#142132}
.btn-secondary{background:var(--navy);color:#fff}
.btn-outline{border:2px solid rgba(255,255,255,.45);color:#fff;background:rgba(255,255,255,.12)}
.hero{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-2) 54%,#2f5f8e 100%);color:#fff;padding:75px 0 66px}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:40px;align-items:center}
.kicker{display:inline-block;padding:7px 14px;border-radius:999px;background:rgba(201,162,74,.18);border:1px solid rgba(201,162,74,.35);font-size:11px;font-weight:700;letter-spacing:1px;text-transform:uppercase;margin-bottom:20px;color:rgba(255,255,255,.95)}
.hero h1,.page-hero h1{font-size:58px;line-height:1.02;letter-spacing:-1.7px;margin:0 0 16px}
.hero p{font-size:18px;opacity:.93;max-width:720px}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:26px}
.hero-card{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.14);border-radius:24px;padding:18px;box-shadow:0 14px 36px rgba(0,0,0,.14)}
.hero-card img{width:100%;height:410px;object-fit:cover;border-radius:18px}
.hero-note{font-size:13px;opacity:.86;margin-top:10px}
.stats{background:#fff;border-bottom:1px solid var(--line)}
.stats .container{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;padding:24px}
.stat{background:var(--panel);border:1px solid var(--line);border-radius:18px;padding:20px;text-align:center}
.stat strong{display:block;font-size:30px;color:var(--navy)}
.stat span{font-size:12px;color:var(--muted);text-transform:uppercase;letter-spacing:.8px}
.section{padding:65px 0}
.section-alt{background:var(--panel)}
.section-soft{background:var(--panel-2)}
.section h2{font-size:40px;line-height:1.12;letter-spacing:-1px;margin:0 0 10px;color:var(--navy)}
.section .lead{max-width:780px;color:var(--muted);margin:0 0 22px;font-size:17px}
.cards{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}
.card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:26px;box-shadow:var(--shadow)}
.card h3{margin:0 0 10px;color:var(--navy);font-size:22px}
.card p{margin:0 0 12px;color:#475569}
.card ul{margin:0;padding-left:18px;color:#475569}
.icon-badge{width:56px;height:56px;border-radius:16px;background:rgba(42,93,143,.08);display:flex;align-items:center;justify-content:center;font-size:22px;margin-bottom:14px;color:var(--navy)}
.split{display:grid;grid-template-columns:1fr 1fr;gap:28px;align-items:start}
.photo-card{background:#fff;border:1px solid var(--line);border-radius:24px;overflow:hidden;box-shadow:var(--shadow)}
.photo-card img{width:100%;height:320px;object-fit:cover}
.photo-card .copy{padding:22px}
.checklist{display:grid;gap:14px}
.check{display:flex;gap:12px;align-items:flex-start;background:#fff;padding:16px 18px;border-radius:16px;border:1px solid var(--line);box-shadow:0 8px 24px rgba(15,23,42,.04)}
.check .tick{width:28px;height:28px;flex:0 0 28px;border-radius:999px;background:rgba(201,162,74,.16);display:flex;align-items:center;justify-content:center;font-weight:900;color:#7b5a12}
.faq-grid{display:grid;gap:14px}
.faq-item{background:#fff;border-radius:18px;padding:20px;border:1px solid var(--line);box-shadow:0 8px 24px rgba(15,23,42,.04)}
.faq-item h3{margin:0 0 8px;color:var(--navy);font-size:19px}
.contact-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:22px}
.contact-card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:24px;box-shadow:var(--shadow)}
.contact-card h3{margin-top:0;color:var(--navy)}
.callout{background:linear-gradient(135deg,#f0e3b9,#d7bb6f);color:#1a202c;border-radius:24px;padding:30px;box-shadow:0 14px 28px rgba(201,162,74,.18)}
.callout h3{margin:0 0 10px;font-size:30px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.footer{background:var(--navy);color:#fff;padding:44px 0 24px;margin-top:34px}
.footer-grid{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:24px}
.footer a{color:#fff}
.small{font-size:13px;color:#dbe7f5}
.eyebrow{font-size:12px;font-weight:800;letter-spacing:1px;text-transform:uppercase;color:#7f98b7;margin-bottom:8px}
.page-hero{background:linear-gradient(135deg,#12263f 0%,#1f426d 58%,#2f5f8e 100%);color:#fff;padding:56px 0;border-bottom:3px solid var(--gold)}
.page-hero p{max-width:780px;font-size:18px;opacity:.92}
.breadcrumbs{font-size:13px;opacity:.8;margin-bottom:12px}
.notice{background:#fff8e1;border:1px solid #ecd48d;border-radius:16px;padding:16px 18px;color:#6b4f00;font-size:14px}
.fee-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.price-card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:28px;box-shadow:var(--shadow)}
.price-card .label{font-size:12px;text-transform:uppercase;letter-spacing:1px;color:var(--muted);font-weight:800;margin-bottom:10px}
.price-card .price{font-size:38px;line-height:1;color:var(--navy);font-family:Georgia,'Times New Roman',serif;margin-bottom:12px}
.price-card .sub{color:var(--muted);font-size:14px;margin-bottom:12px}
.quote{font-size:17px;line-height:1.7;font-style:italic;color:#334155}
.quote-author{font-size:13px;color:var(--muted);font-weight:800;letter-spacing:.8px;text-transform:uppercase}

/* ─── TESTIMONIALS ─── */
.testimonial-card{background:#fff;border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:20px;padding:28px;box-shadow:var(--shadow);display:flex;flex-direction:column;gap:14px;position:relative}
.testimonial-stars{color:var(--gold);font-size:20px;letter-spacing:3px;line-height:1}
.testimonial-quote{margin:0;font-size:16px;line-height:1.75;color:#334155;font-style:italic;quotes:"\201C""\201D"}
.testimonial-quote::before{content:open-quote;font-size:48px;color:rgba(201,162,74,.3);font-family:Georgia,serif;line-height:0;vertical-align:-18px;margin-right:4px}
.testimonial-author{font-size:14px;font-weight:700;color:var(--navy);margin-top:auto;padding-top:14px;border-top:1px solid var(--line)}

/* ─── MOBILE STICKY CTA ─── */
.mobile-cta-bar{display:none;position:fixed;bottom:0;left:0;right:0;z-index:50;background:var(--navy);padding:10px 16px;gap:10px;box-shadow:0 -4px 20px rgba(0,0,0,.2)}
.mobile-cta-bar .btn{flex:1;justify-content:center;font-size:15px;padding:13px 10px}
@media(max-width:640px){
  .mobile-cta-bar{display:flex}
  body{padding-bottom:66px}
}
@media (max-width: 920px){
  .hero-grid,.split,.contact-grid,.footer-grid,.grid-3,.fee-grid{grid-template-columns:1fr}
  .stats .container,.cards{grid-template-columns:1fr 1fr}
  .hero h1,.page-hero h1{font-size:42px}
}
@media (max-width: 640px){
  .stats .container,.cards,.fee-grid{grid-template-columns:1fr}
.hero{padding:34px 0 48px}
  .hero h1,.page-hero h1{font-size:34px;letter-spacing:-1px}
.section{padding:48px 0}
}


/* ─── STANDALONE SLIDESHOW CARD ─── */
.slideshow-card{position:relative;background:#fff;border:1px solid var(--line);border-radius:24px;overflow:hidden;box-shadow:var(--shadow);min-height:460px}
.slideshow-track{position:relative;min-height:460px}
.slide{position:absolute;inset:0;opacity:0;transition:opacity .8s ease}
.slide.active{opacity:1;z-index:1}
.slide img{width:100%;height:460px;object-fit:cover}
.slide-copy{position:absolute;left:24px;bottom:24px;max-width:520px;background:rgba(255,255,255,.92);backdrop-filter:blur(6px);padding:22px;border-radius:18px;box-shadow:0 10px 28px rgba(15,23,42,.12)}
.slide-copy h3{margin:0 0 8px;color:var(--navy);font-size:28px}
.slide-copy p{margin:0 0 10px;color:#475569}
.slide-dots{position:absolute;right:24px;bottom:24px;display:flex;gap:8px;z-index:2}
.dot{width:10px;height:10px;border-radius:999px;background:rgba(255,255,255,.55);border:1px solid rgba(18,38,63,.2)}
.dot.active{background:var(--gold)}
@media(max-width:640px){
  .slideshow-card,.slideshow-track,.slide img{min-height:auto;height:360px}
  .slide-copy{left:14px;right:14px;bottom:14px;max-width:none;padding:16px}
  .slide-copy h3{font-size:24px}
  .slide-dots{right:16px;bottom:16px}
}

/* ─── IMPROVED HEADER & BRAND ─── */
.topbar{background:var(--navy);color:#fff;font-size:15px;padding:14px 0}
.topbar .container{display:flex;gap:24px;justify-content:space-between;align-items:center;padding:0 24px;flex-wrap:wrap}
.topbar a{color:#fff;font-weight:500}

.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.97);backdrop-filter:blur(10px);border-bottom:1px solid var(--line);box-shadow:0 2px 20px rgba(15,23,42,.08)}

.nav{display:flex;justify-content:space-between;align-items:center;padding:24px 0;gap:32px}

.brand{position:relative;flex-shrink:0;display:flex;align-items:center;gap:16px}
.brand-mark{width:56px;height:56px;border-radius:14px;background:var(--navy);border:2px solid var(--gold);display:flex;align-items:center;justify-content:center;font-size:16px;font-weight:700;letter-spacing:2.5px;color:var(--gold);font-family:Georgia,'Times New Roman',serif;box-shadow:0 6px 20px rgba(18,38,63,.15)}
.brand-text{display:flex;flex-direction:column;gap:2px}
.brand-text strong{display:block;font-size:24px;letter-spacing:.2px;line-height:1.05;color:var(--navy);font-family:Georgia,'Times New Roman',serif;font-weight:700}
.brand-text span{font-size:11px;color:var(--navy);text-transform:uppercase;letter-spacing:2.2px;font-weight:600;margin-bottom:4px}
.brand-text em{font-style:normal;font-size:10px;color:var(--muted);letter-spacing:1px;text-transform:none;font-weight:400}

.nav-links{display:flex;gap:28px;align-items:center;flex-wrap:wrap}
.nav-links a{font-size:15px;font-weight:600;color:var(--navy);padding:8px 4px;transition:color .2s ease}
.nav-links a:hover{color:var(--blue)}
.nav-links .btn{color:#fff;font-size:14px;padding:14px 22px}

@media(max-width:920px){
  .topbar{padding:12px 0}
  .topbar .container{gap:16px}
  .nav{padding:20px 0;gap:24px}
  .nav-links{gap:20px}
}

@media(max-width:640px){
  .topbar{display:none}
  .site-header{position:relative}
  .nav{flex-direction:column;align-items:flex-start;padding:20px 0 16px;gap:20px}
  .brand{gap:12px}
  .brand-mark{width:48px;height:48px;font-size:14px;border-radius:12px}
  .brand-text strong{font-size:20px}
  .brand-text span{font-size:10px;letter-spacing:2px;margin-bottom:3px}
  .brand-text em{font-size:9px;letter-spacing:0.8px}
  .nav-links{gap:18px;flex-wrap:nowrap;overflow-x:auto;width:100%;padding:8px 0 4px;-webkit-overflow-scrolling:touch}
  .nav-links a{white-space:nowrap;font-size:15px;padding:10px 8px}
  .nav-links .btn{display:none}
}

/* ─── HERO COPY ─── */
.hero-copy{max-width:600px}
.hero-copy p{max-width:640px}
.hero-points{display:flex;flex-wrap:wrap;gap:10px;margin-top:18px}
.hero-points span{display:inline-flex;align-items:center;padding:8px 12px;border-radius:999px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.18);font-size:13px;font-weight:700}
.hero-trust{display:flex;flex-wrap:wrap;gap:18px;margin-top:18px;padding-top:18px;border-top:1px solid rgba(255,255,255,.15)}
.hero-trust span{font-size:13px;color:rgba(255,255,255,.8);font-weight:600;display:flex;align-items:center;gap:6px}
@media(max-width:640px){.hero-trust{gap:12px}.hero-trust span{font-size:12px}}

/* ─── HERO SLIDESHOW — grid-stacking, caption below image ─── */
.hero-card{padding:14px 14px 14px}
.hero-slideshow{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.18);border-radius:24px;overflow:hidden;padding:14px 14px 0}
.slides-track{display:grid;position:relative;border-radius:20px;overflow:hidden;box-shadow:0 14px 36px rgba(0,0,0,.2)}
.slides-track .slide{grid-area:1/1;opacity:0;transition:opacity .85s ease;display:flex;flex-direction:column}
.slides-track .slide.active{opacity:1;z-index:1}
.slides-track .slide img{width:100%;height:295px;object-fit:cover;display:block}
.slides-track .slide-copy{background:rgba(255,255,255,.97);padding:16px 20px 14px;border-top:1px solid var(--line)}
.slides-track .slide-copy .eyebrow{color:var(--blue);font-size:11px}
.slides-track .slide-copy h3{margin:2px 0 5px;color:var(--navy);font-size:20px;line-height:1.1}
.slides-track .slide-copy p{margin:0;color:#475569;font-size:13px;line-height:1.5}
.slides-track .slide-dots{position:absolute;top:12px;right:12px;z-index:3;display:flex;gap:8px}
.hero-slideshow .hero-note{font-size:11px;opacity:.7;margin-top:13px;padding:2px 6px 13px;letter-spacing:.4px;text-transform:uppercase;line-height:1.5}
@media(max-width:920px){
  .slides-track .slide img{height:260px}
}
@media(max-width:640px){
  .hero-copy{max-width:none}
  .hero-points span{font-size:12px;padding:7px 10px}
  .hero-slideshow{padding:11px 11px 0}
  .slides-track{border-radius:16px}
  .slides-track .slide img{height:210px}
  .slides-track .slide-copy{padding:12px 14px 12px}
  .slides-track .slide-copy h3{font-size:17px}
  .slides-track .slide-dots{top:10px;right:10px}
  .hero-slideshow .hero-note{padding-bottom:11px}
}